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Rossen Reports: New data breach impacting 2.9 billion, how to protect yourself

Rossen Reports: New data breach impacting 2.9 billion, how to protect yourself
Hi. Yeah, the company is called National Public Data. Major companies use them to run background checks on employees and new hires. Maybe even you hackers claim to have stolen 2.9 billion records including full names, addresses and social security numbers. Problem is most of us would have no idea if our company used them and were victimized. So to be safe, I want you to freeze your credit at the three credit agencies, Equifax Transunion and experience for Equifax on the website. Right over here on the left, you should see an option that says freeze. I want you to click on that and then place *** freeze right over here for Transunion credit freeze will be right over here at the top. Click that and then add, add freeze for experience, scroll down to the help section at the bottom, then click manage security freeze. You're gonna see *** button that says frozen or unfrozen, click frozen. You're done. You can also request *** credit freeze over the phone or by mail as well. I'm gonna share all these steps on my website Rawson reports.com. Back to you.
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Rossen Reports: New data breach impacting 2.9 billion, how to protect yourself
National Public Data, one of the country’s biggest companies for background checks, has confirmed it suffered a data breach including full names, addresses, and social security numbers. Hackers claim to have stolen 2.9 billion records.After a data breach, one of the best things you can do to prevent fraud is to freeze your credit at the three credit agencies: Equifax, TransUnion, and Experian. Here are the three ways you can request to freeze your credit.OnlineThis is the fastest and easiest way to freeze your credit. You’ll need to create an account with each of the three credit bureaus to manage your credit freeze. The links to do so are below:EquifaxExperianTransUnionAgencies must freeze your credit within one business day of your online request.By phoneYou can call each of the three credit bureaus at the following numbers to request a credit freeze:Equifax: (888) 298-0045Experian: 888-397-3742TransUnion: 800-916-8800Agencies must freeze your credit within one business day of your request by phone.By mailYou can send letters to each of the credit bureaus requesting a credit freeze. You can find the necessary addresses and additional information at the following links: EquifaxExperianTransUnionAgencies must freeze your credit report within three business days of your request by mail.Have a question for Jeff Rossen? He’s answering your consumer questions every Friday in the new segment "Rossen Responds." Email your questions to him at RossenResponds@hearst.com. Want bonus content and exclusive deals? Make sure to sign up for our free newsletter at RossenReports.com.

National Public Data, one of the country’s biggest companies for background checks, has confirmed it suffered a data breach including full names, addresses, and social security numbers. Hackers claim to have stolen 2.9 billion records.

After a data breach, one of the best things you can do to prevent fraud is to freeze your credit at the three credit agencies: Equifax, TransUnion, and Experian. Here are the three ways you can request to freeze your credit.

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Online

This is the fastest and easiest way to freeze your credit. You’ll need to create an account with each of the three credit bureaus to manage your credit freeze. The links to do so are below:

Agencies must freeze your credit within one business day of your online request.

By phone

You can call each of the three credit bureaus at the following numbers to request a credit freeze:

  • Equifax: (888) 298-0045
  • Experian: 888-397-3742
  • TransUnion: 800-916-8800

Agencies must freeze your credit within one business day of your request by phone.

By mail

You can send letters to each of the credit bureaus requesting a credit freeze. You can find the necessary addresses and additional information at the following links:

Agencies must freeze your credit report within three business days of your request by mail.

Have a question for Jeff Rossen? He’s answering your consumer questions every Friday in the new segment "Rossen Responds." Email your questions to him at RossenResponds@hearst.com.

Want bonus content and exclusive deals? Make sure to sign up for our free newsletter at RossenReports.com.